This calculator helps to calculate the your business cash flow improvement when using your own products or services to pay for your expenses.
STEP 1.
Click Categories Below
FOR YOUR OFFICE
Business Maintenance & Services
-- Chemicals Retail
-- Cleaning, janitorial services
-- Containers, storage
-- Electric Supplies Manufacturers
-- Engineers General
-- Environmental Services
-- Glass Wholesale
-- Industrial Equipment & Supplies Retail
-- Janitorial equipment
-- Plants Retail
-- Recycling Equipment & Systems
-- Refrigerating Equip Commercial Service
-- Signs
-- Tools, General Machinery
-- Workshop machinery, equipment, supplies
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FOR YOUR OFFICE
Computers & Internet
-- Computer & Equipment Dealers
-- Computer Furniture
-- Computer Parts & Supplies
-- Computer Programming Services
-- Computer Service Repair
-- Computer Software
-- Computer Software Developers
-- Computer Training
-- Computers Networking
-- Data Recovery Services
-- Internet Marketing Service
-- Network & Solutions
-- Web Site Design Service
-- Web Site Hosting
-- WebSites
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FOR YOUR OFFICE
Construction & Contractors
-- Architects
-- Asphalt Paving Contractors
-- Building Contractors
-- Building Materials
-- Building, Construction, Maintenance Services
-- Carpenters
-- Construction Consultants
-- Contractors Driveway
-- Contractors Equipment & Supply
-- Drainage Contractors
-- Drywall Contractors
-- Electric Contractors
-- Excavating Contractors
-- Fence Repairs
-- Floor Materials
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FOR YOUR BUSINESS
Accounting & Financial Services
-- Collection Agencies
-- Mediation Services
-- Accountants
-- Appraisers Industrial & Commercial
-- Bookkeeping Service
-- Certified Public Accountants CPA
-- Credit Repair Service
-- Credit Reporting Agencies
-- Financial Advisory Services
-- Financial Services
-- Financing Consultants
-- Investment Advisory Service
-- Legal Services
-- Patent Agents
-- Tax Return Preparation & Filing
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FOR YOUR BUSINESS
Attorneys & Legal Services
-- Accident Attorneys
-- Bankruptcy Attorneys
-- Civil Law Attorneys
-- Collection Law Attorneys
-- Contract & Construction Law Attorneys
-- Corporate Business Attorneys
-- Criminal Law Attorneys
-- Detective Agencies
-- Disability Law Attorneys
-- Law Firms
-- Legal Research
-- Patent & Trademark Attorneys
-- Patent Attorneys & Agents
-- Tax Attorneys
-- Workers Compensation Attorneys
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FOR YOUR BUSINESS
Automotive & Components
-- Auto Accessories
-- Auto Body Repairing Painting
-- Auto Car Parts
-- Auto Detail Clean Up Car Service
-- Auto Repair Service
-- Automobile Customizing Restoration
-- Automobile Diagnostic Service
-- Automobile Electric Service
-- Automobile Engine Rebuilding
-- Automobile Inspection Stations
-- Automobile Oil & Lubrication Services
-- Automobile Parts & Supplies New
-- Motorcycles & Motor Scooters Dealers
-- Truck Dealers
-- Tune Ups Automotive
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FOR YOUR BUSINESS
Business & Professional Services
-- Accounting, auditing
-- Computer services
-- Credit Reports
-- Legal services
-- Marketing Consultants
-- Office Cleaning
-- Packaging Service
-- Personnel Services
-- Photo Copying
-- Photographic Agencies
-- Printers Commercial
-- Promotional Products
-- Public Relations Services
-- Sales Training
-- Telemarketing Services
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FOR YOUR BUSINESS
Communication & Media
-- Advertising
-- Advertising Directory & Guide
-- Advertising Radio
-- Advertising Telephone
-- Advertising Television
-- Graphic design
-- Magazines Publishers
-- Photographic services
-- Satellite Equipment & Systems Retail
-- Telecommunications Services
-- Teleconferencing Service
-- Telephone Answering & Secretarial Svc
-- Telephone Equipment & Supplies
-- Video Conferencing Equipment & Services
-- Video Equipment
-- Estimated Budget
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FOR YOUR BUSINESS
Real Estate & Rental Services
-- Apartments
-- Appraisers
-- Building Inspection Service
-- Condominiums
-- Estate Planning & Management
-- Eviction Service
-- Mortgage Brokers
-- Motel & Hotel Management
-- Office Space Rental
-- Property Maintenance
-- Property Management
-- Real Estate Agents & Agencies
-- Real Estate Commercial
-- Real Estate Management
-- Vacation Rentals
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FOR YOUR BUSINESS
Travel, Transport & Vehicles
-- Bed & Breakfast
-- Cottages & Cabins
-- Cruises
-- Hauling General
-- Hotels & Motels
-- Limousine & Limo Car Service
-- Passenger transport
-- Railroads Commuter & Passenger
-- Shuttle Service
-- Sightseeing Tours
-- Storage
-- Taxicabs
-- Tour Operators & Promoters
-- Tourist Attractions
-- Tours Packages
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FOR YOU & PERSONNEL
Beauty & Health Care
-- Acupuncture
-- Chiropractic Physicians
-- Cosmetic Surgery
-- Dentists
-- Dietitians
-- Fingernail Salons
-- Hairdressers
-- Health Services
-- Hearing Aids
-- Nutritionists
-- Psychologists
-- Spas (health)
-- Sports Medicine & Injuries
-- Vitamins
-- Weight Loss Products
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FOR YOU & PERSONNEL
Clothing, Workwear & Accessories
-- Accessories Fashion
-- Apparel
-- Childrens & Infants Wear Retail
-- Clothing Womens
-- Fashion Designers
-- Footwear
-- Jewelry Fashion Retail
-- Leather Clothing Retail
-- Luggage, handbags, packs, cases
-- Mens Apparel Retail
-- Tailors Ladies
-- Tailors Men's
-- Uniform Supply Service
-- Women's Apparel Retail
-- Work Clothing Retail
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FOR YOU & PERSONNEL
Community, Churches & Charities
-- Associations Social Service
-- Chambers of Commerce
-- Charities
-- Child Care Service
-- Childrens After School Programs
-- Church Organizations
-- Clubs Private
-- Clubs Special Interest
-- Community Organizations
-- Festivals
-- Funeral Homes
-- Marriage & Family Counselors
-- Social Workers
-- Women's Organizations & Services
-- Youth Organizations & Centers
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FOR YOU & PERSONNEL
Education & Training
-- Alternative educational systems
-- Apprenticeship Training Programs
-- Craft Instruction
-- Education, Training Services
-- Educational Consultants
-- Educational Materials
-- Employment Training Service
-- Health Education
-- Language Schools
-- Public Speaking Instruction
-- Schools Technical & Trade
-- Training Programs & Services
-- Truck Driving Instruction
-- Tutoring
-- Vocational training
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FOR YOU & PERSONNEL
Medical Care & Treatments
-- Alternative Health
-- Contact Lenses
-- Dentists Orthodontists
-- Doctors
-- Drug Detection & Testing
-- Eye Care
-- Eyeglasses
-- Family & General Practice Doctors
-- First Aid Instruction
-- First Aid Supplies
-- Health Care Products
-- Healthcare Services
-- Nurses
-- Opticians
-- Wellness Programs
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FOR YOU & PERSONNEL
Personal Care & Services
-- Beauty Products
-- Cosmetic Services
-- Ear Piercing Service
-- Electrolysis
-- Exercise & Physical Fitness Programs
-- Facial Skin Care
-- Hair Replacement
-- Health Clubs
-- Image Consultants Personal
-- Manicures & Pedicures
-- Perfume Retail
-- Personal care products
-- Tanning Salons
-- Tattooing
-- Wigs Toupees & Hairpieces
-- Estimated Budge
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FOR YOUR HOME & LIFESTYLE
Animals & Pet Care
-- Animal Hospitals
-- Aquariums & Aquarium Supplies
-- Dog & Cat Food Retail
-- Dog & Cat Grooming
-- Dog & Cat Kennels
-- Dog Grooming Service & Supplies
-- Dog Training
-- Horse Training
-- Kennels & Pet Boarding
-- Pet Breeders
-- Pet Kennels
-- Pet Shops
-- Pet Supplies
-- Veterinarians & Hospitals
-- Zoos
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FOR YOUR HOME & LIFESTYLE
Arts, Music, Theatre & Crafts
-- Art
-- Art Galleries & Dealers
-- Art Goods
-- Art Restoration & Conservation
-- Art Supplies
-- Artists
-- Arts & Crafts Retail
-- Arts & Crafts Supplies
-- Bands Musical
-- Graphic Designers
-- Motion Picture Film Servicing
-- Music & Live Entertainment
-- Music Stores
-- Musical Instruments Dealers
-- Photographers Commercial
-- Theatres Cinema
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FOR YOUR HOME & LIFESTYLE
Food & Dining
-- Bakery
-- Beverages
-- Bread, bakery products
-- Chinaware & Glassware Retail
-- Chinese Food
-- Chinese Food Products
-- Coffee & Tea
-- Fish & Seafood Retail
-- Food Markets
-- Food Products Retail
-- Foods Carry Out
-- Fruits, vegetables, nuts, seeds
-- Restaurants
-- Restaurants Fast Food
-- Wines Retail
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FOR YOUR HOME & LIFESTYLE
Garden & Landscaping
-- Flowers
-- Furniture Outdoor Wholesale
-- Garden & Lawn Equipment & Supplies
-- Garden Ornaments
-- Gardeners
-- Greenhouses
-- Landscape Gardeners
-- Lawn & Garden Equip & Supplies Retail
-- Nurseries Plants Trees
-- Pest Control
-- Pest control products
-- Seeds & Bulbs Retail
-- Seeds & Bulbs Wholesale
-- Solariums Sunrooms & Atriums
-- Spas & Hot Tubs
-- Estimated Budge
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FOR YOUR HOME & LIFESTYLE
Home & Office
-- Air Conditioning Heating Installation
-- Bedding
-- Blinds Venetian & Vertical Retail
-- Burglar Alarm Systems & Monitoring
-- Cabinets
-- Cleaning, janitorial supplies
-- Consumer electronics
-- Copiers & Copier Supplies
-- Custom Furniture
-- Furniture, Furnishings
-- Kitchen Accessories
-- Lamps, lightbulbs, lamp components
-- Lighting, fixtures, accessories
-- Picture Framing
-- Pictures
-- Printing Services
-- Upholstery Fabrics Retail
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FOR YOUR HOME & LIFESTYLE
Home Repair & Services
-- Air Conditioning Contractors
-- Apartment Cleaning
-- Appliances Household Small Dealers
-- Bathroom Fixtures & Accessories Retail
-- Burglar Alarm Systems Retail
-- Cabinets Kitchen & Bathroom
-- Carpet & Rug Dealers New
-- Cleaning Exterior
-- Deck Builders
-- Doors & Door Frames
-- Floor Coverings Retail
-- Furniture Dealers Showrooms
-- Garage Doors & Openers
-- Garbage & Rubbish Removal
-- Gates
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FOR YOUR HOME & LIFESTYLE
Shopping & Retail
-- Antique Dealers
-- Baby & Juvenile Furniture
-- Book Dealers Retail
-- Boutiques
-- Compact Discs Records & Tapes Retail
-- Department Stores
-- Florists
-- Furniture Consignment & Resale Shops
-- General Merchandise Retail
-- Gift Shops
-- Jewelers & Goldsmiths
-- Novelties Retail
-- Souvenirs Retail
-- Stereo & Hi Fi Dealers
-- Toys Retail
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For Your Home & Lifestyle
Sports & Recreation
-- Attractions
-- Bicycle Dealers Repairers & Rentals
-- Boat Dealers Sales & Service
-- Dancing Supplies
-- Field, court sports equipment
-- Fishing Trips
-- Fishing, hunting equipment
-- Fitness equipment
-- Golf Equipment & Supplies Retail
-- Hunting Supplies
-- Night Clubs
-- Paint Ball Game Centers
-- Recreation Centers
-- Skiing Centers & Resorts
-- Sports & Entertainment Centers
-- Estimated Budget
STEP 2.
Select Your Budget Value
Selected Categories
Budget
Value
500
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
15,000
20,000
30,000
40,000
50,000
100,000
200,000
300,000
Value
500
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
15,000
20,000
30,000
40,000
50,000
100,000
200,000
300,000
Value
500
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
15,000
20,000
30,000
40,000
50,000
100,000
200,000
300,000
Value
500
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
15,000
20,000
30,000
40,000
50,000
100,000
200,000
300,000
Value
500
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
15,000
20,000
30,000
40,000
50,000
100,000
200,000
300,000
Value
500
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
15,000
20,000
30,000
40,000
50,000
100,000
200,000
300,000
Value
500
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
15,000
20,000
30,000
40,000
50,000
100,000
200,000
300,000
Value
500
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
15,000
20,000
30,000
40,000
50,000
100,000
200,000
300,000
Value
500
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
15,000
20,000
30,000
40,000
50,000
100,000
200,000
300,000
Value
500
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
15,000
20,000
30,000
40,000
50,000
100,000
200,000
300,000
Value
500
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
15,000
20,000
30,000
40,000
50,000
100,000
200,000
300,000
Value
500
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
15,000
20,000
30,000
40,000
50,000
100,000
200,000
300,000
Value
500
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
15,000
20,000
30,000
40,000
50,000
100,000
200,000
300,000
Value
500
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
15,000
20,000
30,000
40,000
50,000
100,000
200,000
300,000
Select
500
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
15,000
20,000
30,000
40,000
50,000
100,000
200,000
300,000
Total Cash Budget
STEP 3.
Select Your Gross Profit Margin
Select Your Gross Profit Margin
ie. at your normal selling price
(?)
GPM %
5%
10%
15%
20%
25%
30%
35%
40%
45%
50%
55%
60%
65%
70%
75%
80%
85%
90%
95%
Value of Your Offering
Value of Goods/Services offered
(?)
Your Costs to Trade
Marginal Wholesale Cost
Cost of Goods Sold (CoGS)
(?)
Gross Cash Savings
Less Transaction Fees
Fee 10% x transaction value
Your Exchange Rate
Is the total cost of transaction using Trade Credits
%
Your Cash Savings
Cash still in your bank account
Reset